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"I'm Ready... To Buy A New Home"

The Top 10 Reasons Why Now Is The TimeIt's a Buyer's Market: Get more for your money: For the first time in a long time, relax. You're buying a home and you're in the driver's seat. At least for now, you can get a great deal on a new home in the Tampa Bay area. Builders are offering upgrades, mortgage interest buy-downs and a host of other incentives.Tax Benefits: Looking for a way to lower your taxes? Who isn't? As a homeowner, if the value of your home exceeds your mortgage, you can subtract the interest incurred from your mortgage payment as well as deduct your property taxes from your taxable income, saving you money.Great Selections: You're ready to move now. You don't want to wait 6 to 7 months for your dream home to be built. Plan a weekend to visit communities in Tampa Bay, and what you'll discover is an ample variety of move-in-now homes. The odds are likely you can find exactly what you're looking for already constructed. However, the supply won't last forever. As inventory shrinks, your move-in timeline expands and your fantastic selection will be gone.Interest Rates: Interest rates are near historic lows and mortgage companies are offering more product choices than ever. It's hard to make history. These rates will not last long; and, once they start rising, they probably won't decrease to today's level any time soon. Take advantage while it lasts.Equity: No one would be opposed to having some extra spending money. As your equity grows, you can use it to pay for your son's college expenses, that vintage Corvette you've been wanting for years, your eldest daughter's spring wedding, your looming retirement or for that second vacation home in Aspen. Your 401(k) should be so useful.Leveraging: Make a down payment of as little as 5% of the value of the home. Earn returns based on the total value of the property. Plus, you get to live there. What's not to like about that?Amenities: New construction comes with a lot of perks, not to mention more time. More time to spend enjoying your gourmet kitchen, pool and spa, tile and wood flooring, mini-spa bathroom, home theater and abundant space for your kids, pets, hobbies, guests and in-laws. Think about it. You could spend your time fixing it up, or spend your time living it up.Energy and Resource Efficiency: Utility costs can really put a dent in your wallet. Builders realize the importance of making homes more energy-efficient, especially in Florida. That's why new homes are being constructed with resource-conserving materials and environmentally-conscious methods.Construction Quality: Florida's building codes have changed dramatically, and newly-built homes in the Tampa Bay area are stronger, safer, more durable, more tightly constructed, better insulated, cheaper to insure and capable of withstanding the natural elements of our beautiful tropical environment.Value Now: New homes prices in the Tampa Bay area are already a great value. As time goes on, cost increases for materials and labor, coupled with extensive government regulations, will only add to the price of a new home. Why wait and risk losing the best investment of your lives? It is truly a buyer's market and there's no better time to buy than now.

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TRADEMARK FINANCIAL - MORTGAGE / TAXES

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MoneyWatch (CBS News)

Alexis Christoforous reports that service is improving for BlackBerry users after an outage left millions of users without access to their email; the Dow closes at a new record high; and home foreclosures rose 7 percent in March. (CBSNews.com)

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I Work in My Underwear and I'm NOT a Model!

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